Consumer News from MCHBA

Housing Tax Credit Explained

Congress Enacts Bigger and Better Home Buyer Tax Credit

A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.

What You Need to Know Before Selecting Your New Home Builder

Don't be afraid -- ask! You're making one of the most important decisions of your life and you deserve answers to your questions.

These are the basic questions you should ask regardless of the size, type, style or price of home you are considering -- whether you plan to build a custom home or buy a completed new home. Obviously, many more questions will come to mind that relate to the specific home you desire; just don't allow the excitement of discussing your new home to overshadow the importance of getting straightforward answers to these basic questions.

Water Conservation Makes Dollars and Sense

Reducing water use in your home may save you a few extra dollars on your water bill, but there are far more important reasons to conserve water. Water conservation has many positive environmental effects, including preserving fresh water habitats and saving energy.
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The Energy Efficient Home

High energy use not only has environmental impacts but can hit you personally in the pocketbook. Here is a list of helpful suggestions that may allow you to reduce energy consumption in your household:

Minimize hot water use by taking shorter showers and washing your clothes in cold water.
Use your dishwasher and washing machine only with full loads.